Have the phishers had their chips?

Apparently people who have been contacted by 'phishers' [recieved one of those emails purportedly from a bank asking you to double check your account by going to the link site and entering your details? -That was a phishing expedition] and succombed, are too embarrased to admit it ... anyway the important thing here is the news that we may soon be issued with little devices by our banks which would generate code from our card chip which would demonstrate we really were the cardholder. Security on line and cutting phishing off at the knees.
Now where did I put that device ..... ?