03 July 2018

PPI commission and labour rights; a speculation on a precedent

This is a very interesting potential precedent, perhaps.
 Under the Plevin rule, if more than 50% of a consumer’s PPI’s payments went as commission and this was not explained to them at the time, they could claim back payments above that threshold, plus interest
What I'm seeing there is the idea that if someone enters a contract but it is one in which they are exploited in such a way that the other party makes excessive profit, then they are entitled to money back. Now play that through the idea that workers in various industries have had wages depressed while business owners, shareholders etc have taken excessive commission ...

UK banks could face new multibillion-pound claims after PPI ruling | Money | The Guardian:

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"Spend and tax" not "tax and spend"

 I got a response from my MP which got me kind of mad. You'll see why as I reproduce it here. Apologies for the strange changes in types...